ATLC relative valueRV
Atlanticus Holdings Corp. How this company compares with the rest of its GICS sub-industry on the figures it reported in its last annual filing.
ATLC's net margin of 6.2% ranks in the 36th percentile of 20 Credit Services sub-industry peers, fiscal periods ending between 2025-12-31 and 2026-03-31.
As of . Source: SEC EDGAR XBRL company facts. Method and limitations.
Against 23 Credit Services peers
| Metric | ATLC | Peer median | Percentile | n |
|---|---|---|---|---|
| Revenue FY | 2.0B USD | 585M USD | 83rd | 19 |
| Revenue YoY | 50.1% | 10.2% | 83rd | 8 |
| Gross margin | n/a | n/a | n/a | 3 |
| Operating margin | n/a | 19.2% | n/a | 12 |
| Net margin | 6.2% | 12.8% | 36th | 20 |
| Return on equity | 20.1% | 11.0% | 72nd | 22 |
| P / E | 15.4x | 7.0x | 65th | 9 |
| 1 year | n/a | n/a | n/a | n/a |
Source: SEC EDGAR XBRL company facts (public domain); prices from Kresmion's daily equity market-data snapshot. Fiscal periods ending between 2025-12-31 and 2026-03-31. Prices as of 2026-09-22. Every fundamental figure is one full fiscal year from one filing. Nothing is trailing twelve months and nothing is converted between currencies. P/E combines the market-price snapshot with annual earnings; one-year return uses market prices, dated separately above. 0001437749-26-007972
Peer set, 23 companies
JCAP, LU, QFIN, WU, WRLD, FINV, GDOT, SEZL, HTT, OPRT, RM, PMTS, MFIN, TROO, CPSS, XYF, FOA, LX, SUIG, YRD, JFIN, ANTA, VRM
Left out: AGM (no annual filing), SWRD (no annual filing).
What could not be compared
- 51 The filer did not report this line in the filing used.
- 23 The price series does not reach back to the start of this window.
- 10 This filer reports an ordinary share count and trades as a depositary receipt at a ratio Kresmion does not store, so price times shares would be wrong.
- 3 The two inputs of this ratio are in different currencies.
- 3 The denominator is zero or negative, so the ratio has no meaning.
- 2 Reported in a different currency than the subject. A level in another currency is not comparable and is not converted here.
- 2 Fewer than 5 peers carry a comparable value, so no median, quartile or percentile is published.
- 2 No annual filing (10-K, 20-F or 40-F) with fiscal-year figures.
- 2 The newest price is more than 10 days old.
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Cite this data
Every fundamental figure is the full fiscal year reported on one annual SEC filing (10-K, 20-F or 40-F), named by accession. Peers are the company's GICS sub-industry. A median, quartile or percentile is published only when at least five peers carry a comparable value, and a peer reporting in another currency is excluded from a level rather than converted. P/E combines the market-price snapshot with annual earnings; one-year return uses market prices, dated separately above.
Upstream: SEC EDGAR XBRL company facts
Kresmion, "ATLC relative value, Kresmion", data as of 2026-03-12, https://kresmion.com/tools/relative-value/ATLC. Upstream data: SEC EDGAR XBRL company facts.