ENVA relative valueRV
Enova International, Inc.. How this company compares with the rest of its GICS sub-industry on the figures it reported in its last annual filing.
ENVA's operating margin of 23.5% ranks in the 68th percentile of 10 Financial Services sub-industry peers, fiscal periods ending between 2025-12-31 and 2026-03-31.
As of . Source: SEC EDGAR XBRL company facts. Method and limitations.
Against 19 Financial Services peers
| Metric | ENVA | Peer median | Percentile | n |
|---|---|---|---|---|
| Revenue FY | 3.2B USD | 1.2B USD | 75th | 17 |
| Revenue YoY | n/a | n/a | n/a | 2 |
| Gross margin | 58.1% | n/a | n/a | 3 |
| Operating margin | 23.5% | 10.6% | 68th | 10 |
| Net margin | 9.8% | 10.6% | 47th | 17 |
| Return on equity | 23.1% | 26.4% | 48th | 19 |
| P / E | 15.2x | 18.9x | 42nd | 12 |
| 1 year | n/a | n/a | n/a | n/a |
Source: SEC EDGAR XBRL company facts (public domain); prices from Kresmion's daily equity market-data snapshot. Fiscal periods ending between 2025-12-31 and 2026-03-31. Prices as of 2026-09-18. Every figure is one full fiscal year from one filing. Nothing is trailing twelve months and nothing is converted between currencies. 0001193125-26-060461
Peer set, 19 companies
DAVE, FHI, PAY, DLO, PJT, NNI, RDN, RELY, BULL, SLM, MIAX, HLNE, CNS, GLXY, LAZ, KLAR, PFSI, WT, NATL
Left out: BFH (no annual filing).
What could not be compared
- 50 The filer did not report this line in the filing used.
- 20 The price series does not reach back to the start of this window.
- 3 This filer reports an ordinary share count and trades as a depositary receipt at a ratio Kresmion does not store, so price times shares would be wrong.
- 3 Fewer than 5 peers carry a comparable value, so no median, quartile or percentile is published.
- 1 No annual filing (10-K, 20-F or 40-F) with fiscal-year figures.
- 1 The denominator is zero or negative, so the ratio has no meaning.
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Cite this data
Each figure is the full fiscal year reported on one annual SEC filing (10-K, 20-F or 40-F), named by accession. Peers are the company's GICS sub-industry. A median, quartile or percentile is published only when at least five peers carry a comparable value, and a peer reporting in another currency is excluded from a level rather than converted.
Upstream: SEC EDGAR XBRL company facts
Kresmion, "ENVA relative value, Kresmion", data as of 2026-02-20, https://kresmion.com/tools/relative-value/ENVA. Upstream data: SEC EDGAR XBRL company facts.